The buy now, pay later (BNPL) industry has reached a critical inflection point with Swedish fintech giant Klarna's filing for an IPO on the New York Stock Exchange under the ticker symbol "KLAR." As a 19-year-old pioneer in the space, Klarna's journey from a small Swedish startup to a global financial powerhouse offers valuable insights for emerging BNPL players in Latin America, where companies like Pagaleve (Brazil), Kueski (Mexico), and Addi (Colombia) are following similar trajectories, albeit at earlier stages.
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